Physique - A measure of your overall physical ability, capacity, and dexterity.
Insight - A measure of your overall mental capacity, quickness of mind, and resistance to mind altering effects
Charisma - A measure of your overall social interaction skills, social senses, and your ability to perceive nuances in communication.
 
The characteristics are as follows
 
Physique - Strength, Dexterity, Vitality
Insight - Wisdom, Constitution, Technique
Charisma - Diplomacy, Intimidation, Bluff
 
Each characteristic is used to measure a task at hand.
 
Strength - Physical attack damage and physical feat capability.
 
Dexterity - The ability to perform dexterous tasks or tasks requiring great care in physical execution.
 
Vitality - Physical damage resistance as well as the capacity to endure strenuous activity.
 
Wisdom - Overall knowledge of the existence or history of a concept as well as possible solutions for problems.
 
Constitution - magical damage resistance, status attack resistance, and the ability to act while intoxicated or under foreign control.
 
Technique - The knowledge and ability to perform tasks requiring specific execution such as spells or special attacks.
 
Diplomacy - The capacity to understand and discern the underlying intentions of both magical and physical entities, as well as the ability to negotiate with creatures..
 
Intimidation - Physical appearance or ability to change appearance to elicit fear or compliance in others.
 
Bluff - The ability to outright lie or deceive others with ease and efficiency, both through rhetoric and body language.