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                               (nc, m/f, f/f, bd)

      The following story contains adult material.  If below the age of 18, go
outside, get some fresh air and do something healthy (g).

      If you ARE 18, then you should know the following story is about a young
woman who is forced into non-consensual sex, public humiliation, and b&d, in
both m/f and f/f situations.  Both the characters and occurences in this series
are completely fictitious.

                                  The Mortgage
                                  by Marlissa

                                   PART EIGHT

      Someone whispered "his secretary" and a few sympathetic, though
patronizing, gazes swept in her direction. Amy felt the thick makeup smudge and
she frantically tried to fix her face as the minister concluded his remarks.
Gradually the crowd melted away, each mourner offering condolences to the
daughter. Kathryn gratefully accepted their soft, supportive words. As the last
of the black umbrellas deserted the burial ground, Amy trotted to catch up and
blend in with the departing crowd. Kathyrn caught her before she was able to
escape.

      Kathryn looked more beautiful, more poised than she ever had. Even in her
expensive, severe designer black dress and hat, she was a stunning young woman.

      "Amy? Amy Walenski?" Her rich, cultured voice reached out for her.

      "Uh, hi, uh, Mrs. --"

      Kathryn chuckled. "Ms. Baines again, actually. I've been sticking with
the maiden name, ever since I got divorced. But let's go with good ole Kathryn
for now, shall we? Like in the good old days at Bentson High, o.k.?"

      Amy nodded. She couldn't, wouldn't tell her what a monster her father had
been. It was over. Amy would let it lie. "Fine, Kathryn then. I'm, uh, sor --,"
She stopped, then resumed. "You have my sympathy for your father."

      Kathryn nodded. "Thank you. But it must be a difficult time for you as
well. I know Daddy enjoyed having you work for him a great deal."

      Amy nodded listlessly. "I should go --"

      Kathryn touched her bare arm. "Wait. Could you come to the house, after
the reception that is? Daddy left you a legacy, something that came up in the
reading of the will this morning." She looked in the distance wistfully. "In
his declining years, he wanted to pass on what he could to those who he cared
for. I think there was, frankly, some guilt there. Won't you come -- say about
seven?"

      Amy smiled and nodded. Could it be? She nodded. "O.k. I'll be there."

      Kathryn beamed, the first time Amy had seen her smile that day. "Look!
The sun is coming out! How nice. I'll see you at seven, then."

                             **********************

      The first place Amy went after leaving the funeral was a dress shop. Her
purse held the first paycheck from the First Metropolitan Bank that she had
ever been permitted to cash entirely. She was amazed at the amount. Till now
Baines had cashed her check for her, limiting her to no more than twenty
dollars a paycheck to keep for herself, the rest going to pay off the mortgage.
But with Baines no longer able to control her, she had received her last
paycheck directly. It wasn't a lot of money but it may as well have been a
fortune. She knew the first thing she would purchase -- a new wardrobe.

      No more K-Mart slut panties, she thought as she bought a comfortable pair
of cotton panties. No more Wonder Bras, she thought as she pulled a Maidenform
off the rack. The spandex mini was replaced with a pair of casual slacks, the
clingy top with a simple pullover. All were neutral colors -- she would never
wear bright reds or midnight blacks again! Spike heels were thrown away in
favor of simple blue navy flats. As she walked out of the store, she sighed, a
natural, not a slut, smile on her face for the first time in two years.

      Amy considered her situation with rising confidence. SHE would manage her
salary. Human Resources had already said she might stay on, maybe even as a
trainee teller! SHE would cover the mortgage, maybe put the house she now hated
up for sale. She didn't think Wendell would argue with that, if they could get
a buyer. And even if they couldn't, to hell with it. They would get a lawyer or
work something out. Without Baines acting as puppetmaster to the married
couple, they would be fine, if she could just win Wendell back.

      She would bring Wendell back. He was so far away from her now, but she
would make that change. The look in his eyes when he saw her dressed like a
slut said he had given up, but that could be changed. The condoms he had found,
she could come up with an explanation now, that Baines was gone. Maybe not tell
Wendell EVERYTHING that had happened, no that would only make him feel more
worthless than the last two years already had, but she could tell him some
things, maybe the less awful parts. Then he would understand. And maybe he
would stop drinking so much. They could make love again -- it had been so long,
Mr. Baines didn't permit it, hadn't permitted it, Amy corrected herself, for
over a year.

      And, yes, maybe he would love her again, his Amy, his Ivory Girl!

      She returned home disappointed not to find Wendell home. A quick call to
the factory switchboard told her he had been called in to work an extended
shift -- a man was sick and he would be needed, with a break in between, to
work two shifts. Amy eagerly started to clean the little ranch house, picking
up all Wendell's empties and the dishes that were heaped high in the sink.
There never seemed any time or any point before now to keeping a nice home, but
the rushing feeling of freedom energized Amy. She scoured the place from stem
to stern, whistling happily as she saw the future open up before she and
Wendell.

      At seven 'o clock, dressed in her new street clothes, she arrived at the
Baines residence. Now Kathryn won't think I'm such a tramp, she thought
proudly.

      Kathryn greeted her politely, even jittery, as if making up her mind
about how to handle the encounter. As her slate eyes took in the sight of Amy's
new outfit, she smiled as if she had reached resolution to her decision.

      "Come in, Amy."

      Amy nodded, trying not to be too cheery in the presence of a woman who
had just lost her father. She followed her into a den that served as Baines'
home office. Kathryn seated herself behind the desk, inviting Amy to take the
chair opposite.

      "So, where to begin? How have you been?" The voice was interested, the
slate eyes eerily reminiscent of the father's -- sparkling with hard-edged
brilliance.

      Amy smiled. "Just fine. You know, Wendell and I are married."

      Kathryn tossed her short straight blonde hair to one side. "Yes, I had
heard that. How's Wendell doing? Does he like his job as a, what is his career
in, uh, dishwashing?"

      Amy's smile fell. "He's a security guard. Why did you want me to come
here, Kathryn?"

      The slate eyes burned.  "Let's make it 'Ms. Baines, shall we?"

      Amy reacted at once, the stab of fear making her brown eyes blink.
"O.k.," she swallowed hard, "let's just get it over with, Miz Baines. I have a
husband to go home to."

      Her former classmate nodded. "Fine. As you know, my father and I were
very close. My mother never understood that, which was why Daddy had to do what
he did. I can't blame him for having her set up for drug possession charges --
a whole kilo of coke! Sometimes I think he overdid that part, but it did get
her major prison time. That way he and I could be together all the more. With
her put away for life, well..." She lingering on the thought, then returned.
"Anyway we were close -- I think you know what I'm alluding to. But I don't
want to overestimate your intelligence, so I'll spell it out so they'll be no
mistaking: my father and I were lovers."

      Amy gasped. There wasn't any depth to which Bob Baines hadn't sunk!

      "And so, he was terribly upset when I was smitten with big, dumb Wendell.
BUT he accepted. After all, he wanted me to get on with my life. But I was
stupid. I fell for a fool that would choose a simpy little bitch like you over
me."

      Amy flushed. The daughter was as evil as the father had been. "Gone on
--"

      "Ms. Baines," Kathryn insisted.

      "Ms. Baines," Amy added impatiently.

      "Daddy was furious. He couldn't understand it either. So he had Wendell
targeted for a hit and run," she continued, nonchalantly. "That moron would PAY
for crossing me." Kathryn's slate eyes flashed. in amusement at the remark she
had just made.

      Amy's face paled into an ashen gray.

      "Daddy sent me away to school. It helped -- things got better. But with
Mother locked up, Daddy didn't have a playmate. That was when I thought of you
Amy. And what a wonderful little slut you could be trained to be. Daddy
remembered you from our slumber parties and liked the idea. I gave him ALL
KINDS OF IDEAS, ways he could break you, mold you into the perfect little
cock-hungry office slut you were born to be. A BIMBO. I couldn't stand the
thought of you being a good little housewifey for big stupid Wendell... so I
helped Daddy turn you into his private whore." Kathryn Baines held a keychain
with Amy's engagement ring and wedding band. It wasn't Bob Baine's chain -- it
was hers.

      "Fuck you," Amy said firmly. She stood up to go. Behind her, there was a
click of a remote and the sound of a moan. She turned around.

      Kathyrn was watching a VHS tape on the television on the credenza. Amy
watched herself on the screen, clad only in spike heels and a dog collar that
was leashed to the leg of a chair. She was on her back pouting at a figure
off-screen.

      "Please fuck me Mister! Please!" she begged in a little-girl voice. If
you looked carefully, you could see the hesitation in her eyes. But it wasn't
likely that a viewer would catch that nuance -- the main action was too
distracting. Following a muted order, she spread her legs wide and began to
masturbate for her unseen lover's amusement. With practiced heat, she arched
her back and came for her man, three fingers buried deep in the slick, shaven
pussy. Resuming her prone position, she brought the fingers to her lips, and
with feline grace, began licking each digit. Throughout, her fearful eyes were
glued to the unknown ringmaster. After a few moments, she smiled, a wide "Fuck
me hard" smile and rolled onto her fours. "Hey Mister? I love it doggie style
'cause I'm such a little bitch in heat!" she purred. The camera faded to black.

      Amy looked at Kathryn's steely eyes, then dropped her own. For another
woman to see this degradation...

      "No, Amy -- to answer your earlier comment, fuck YOU. I know Daddy did,
and often." Kathryn's laughter trilled lightly through the large empty house.
"Anyway, you should be a respectful girl to your new landlady."

      "WHAT!?!"

      Kathryn clicked open a safe and pulled out a sheaf of papers. "Daddy
bought your mortgage when you foreclosed. He owned the note from the bank. You
stupid bitch, you've been paying him RENT for the last two years. You lost all
your principal YEARS ago. The only reason your in-laws weren't thrown out was
because Daddy didn't need to, seeing as how you were being such a good little
slut for him. But even though he could have and didn't doesn mean I can't. You
see, I own the paper on the house now."

      All for nothing. It had all been for nothing -- the humiliation, the
pain, the torture. She had endured it all for... nothing. The secretary felt
the familiar feeling of powerlessness over her life come settling back in
around her. Freedom. It was unfair, she had felt it, tasted it, --

        In Part Nine, Amy learns her fate at the stern hands of Kathryn

